*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fff;color:#1b1b1b;font-family:Arial,Helvetica,sans-serif;font-weight:400}a{color:inherit;text-decoration:none}button{font:inherit;cursor:pointer}a:hover{text-decoration:underline}button:focus-visible,a:focus-visible{outline:2px solid #ff0000;outline-offset:6px}[hidden]{display:none!important}header{position:absolute;top:0;left:0;width:100%;z-index:20;padding:30px 6.4%;display:flex;justify-content:space-between;align-items:center;color:#fff}.brand{display:inline-flex;align-items:center;gap:14px;font-size:32px;font-weight:700;letter-spacing:-1px}.brand img{width:46px;height:46px;filter:invert(1)}.menu-trigger{border:0;background:none;color:#fff;display:grid;gap:6px;width:70px;padding:8px}.menu-trigger>span:not(.menu-word){height:1px;width:31px;background:currentColor;display:block}.menu-word{font-size:12px;letter-spacing:1px;text-transform:uppercase;margin-top:2px;text-align:left}.hero{height:100svh;min-height:620px;position:relative;background:#242424;color:#fff;overflow:hidden}.hero-image{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:0;transition:opacity 1.4s ease}.hero-image.active{opacity:1}.hero:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(0,0,0,.3),transparent 40%,rgba(0,0,0,.5));pointer-events:none}.hero-copy{position:absolute;left:8%;bottom:24%;z-index:2;max-width:620px;padding-right:24px}.hero-copy h1{font-size:clamp(36px,4vw,58px);font-weight:400;line-height:1.12;letter-spacing:-1.6px;margin:0 0 18px}.hero-copy p{font-size:clamp(20px,2vw,27px);line-height:1.4;font-weight:400;margin:0;max-width:590px}.hero-bottom{position:absolute;z-index:2;left:8%;right:8%;bottom:45px;display:flex;justify-content:space-between;align-items:center}.scroll-link{font-size:14px;letter-spacing:1px;text-transform:uppercase;border-bottom:1px solid #fff;padding-bottom:8px}.slides{display:flex;gap:12px}.slides button{width:28px;height:22px;background:none;border:0;position:relative}.slides button:after{content:"";position:absolute;left:0;right:0;height:2px;background:#ffffff80}.slides button.active:after{background:#fff}.scrim{position:fixed;inset:0;background:#0009;z-index:29}aside{position:fixed;inset:0 0 0 auto;width:50%;background:#fff;z-index:30;padding:70px 5%;overflow-y:auto}.close-menu{border:0;background:none;padding:0;font-size:14px;letter-spacing:1px;text-transform:uppercase;margin-bottom:55px}aside nav{display:grid;gap:8px}aside nav a{font-size:clamp(22px,2.2vw,30px);line-height:1.3;letter-spacing:-.6px}.menu-contact{font-size:14px;line-height:1.6;margin-top:70px}.menu-contact p:first-child{font-size:12px;letter-spacing:1px}.intro{padding:100px 8% 70px;border-bottom:1px solid #dedede}.eyebrow{font-size:12px;letter-spacing:1.8px;text-transform:uppercase;color:#ff0000;margin-bottom:24px}.intro h2{font-size:clamp(30px,3.2vw,46px);font-weight:400;line-height:1.2;max-width:800px;margin:0}.story{display:grid;grid-template-columns:1fr 1fr;align-items:center}.story.reverse .story-image{order:2}.story-copy{padding:80px 16%;}.story-copy h2{font-size:32px;font-weight:400;line-height:1.2;letter-spacing:-.6px;margin:0 0 25px}.story-copy p{font-size:18px;line-height:1.65;color:#555;margin:0}.story-image{width:100%;height:570px;object-fit:cover}.steps{padding:30px 8% 100px;display:grid;grid-template-columns:repeat(3,1fr);gap:45px}.steps article{border-top:1px solid #ccc;padding-top:25px}.steps h2{font-size:27px;font-weight:400}.steps p{font-size:18px;color:#555;line-height:1.6}.explore{padding:90px 8%;background:#f4f4f4}.explore h2{font-weight:400;font-size:35px;margin:0 0 40px}.explore-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0 40px}.explore-grid a{padding:22px 0;border-bottom:1px solid #ccc;font-size:20px}.contact{padding:95px 8%;display:flex;align-items:center;justify-content:space-between;gap:30px}.contact h2{font-size:40px;font-weight:400;letter-spacing:-1px;margin:0}.contact p{font-size:20px;color:#555}.button{display:inline-block;border:1px solid #ff0000;background:#ff0000;color:#fff!important;padding:16px 25px;font-size:16px;text-decoration:none!important;font-weight:600}.actions{display:flex;gap:14px;flex-wrap:wrap}.social{display:flex;gap:28px;margin-top:42px}footer{background:#111;color:#fff;padding:65px 8% 28px}footer .brand{font-size:30px;margin-bottom:35px}footer h2{font-weight:400;font-size:28px;margin:0 0 15px}footer h3{font-size:16px;font-weight:600;margin-top:0}.footer-grid{display:grid;grid-template-columns:1fr 1fr;gap:12%}footer p{line-height:1.6;font-size:16px;color:#bfbfbf}footer .actions{margin-top:30px}.legal p{font-size:14px;line-height:1.65}.footer-bottom{margin-top:50px;border-top:1px solid #444;padding-top:24px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:14px;color:#bbb}.footer-bottom nav{display:flex;gap:25px;align-items:center;flex-wrap:wrap}[data-cookie-open]{background:none;color:#fff;border:0;font-size:22px}.notice-stack{position:fixed;left:50%;top:50%;transform:translate(-50%,-50%);width:min(440px,calc(100% - 32px));max-height:calc(100svh - 30px);overflow:auto;z-index:50;display:grid;gap:14px}.notice{background:#fff;border:1px solid #ff000070;padding:25px;box-shadow:0 12px 60px #0003}.notice h2{font-size:22px;font-weight:400;margin-top:0}.notice p{font-size:16px;line-height:1.5;color:#555}.notice .button{margin-top:18px;display:block}.notice a{text-decoration:underline;font-size:14px}.document{padding:100px 8%;max-width:1200px}.document h2{font-weight:400;font-size:32px}.document p{line-height:1.65;font-size:18px}body.menu-open{overflow:hidden}@media(max-width:760px){header{padding:22px 6%}.brand{font-size:27px;gap:11px}.brand img{width:40px;height:40px}.hero{min-height:580px}.hero-copy{left:7%;bottom:24%;max-width:94%;padding-right:7%}.hero-copy h1{font-size:40px;letter-spacing:-1px}.hero-copy p{font-size:21px}.hero-bottom{left:7%;right:7%;bottom:30px}aside{width:92%;padding:35px 8%}.close-menu{margin-bottom:35px}aside nav a{font-size:25px}.menu-contact{margin-top:40px}.intro{padding:65px 7% 50px}.story{grid-template-columns:1fr}.story.reverse .story-image{order:0}.story-image{height:350px}.story-copy{padding:50px 7% 60px}.story-copy h2{font-size:29px}.steps{grid-template-columns:1fr;padding:35px 7% 65px;gap:15px}.explore{padding:55px 7%}.explore-grid{grid-template-columns:1fr}.contact{display:block;padding:65px 7%}.contact h2{font-size:34px}.contact .button{margin-top:20px}.footer-grid{grid-template-columns:1fr;gap:45px}footer{padding:55px 7% 25px}.footer-bottom nav{gap:18px}.document{padding:60px 7%}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.hero-image{transition:none}}
aside nav .brochure-download{color:#ff0000;border-top:1px solid #ddd;margin-top:18px;padding-top:22px;font-size:22px}

/* Clear imagery with contrast confined to the text, rather than a full-image veil. */
.hero:after{display:none}.hero-copy{text-shadow:0 2px 9px #0009}.hero-copy:before{content:"";position:absolute;inset:-45px -35px;z-index:-1;background:radial-gradient(ellipse,#0005,transparent 70%);pointer-events:none}header,.hero-bottom{text-shadow:0 1px 6px #000b}.hero-image{filter:none}.hero-image.active{opacity:1}
.planning-points{padding:0;margin:28px 0 0;list-style:none}.planning-points li{border-top:1px solid #dedede;padding:14px 0;font-size:16px;line-height:1.5;color:#333}.story-copy{padding:65px 13%}.story-image{height:640px}
.contact{background:#f4f4f4;display:grid;grid-template-columns:1fr 1.15fr;gap:10%;align-items:start;padding:90px 8%}.contact-intro p{font-size:18px;line-height:1.6;max-width:390px}.contact-email{display:block;font-size:20px;text-decoration:underline;margin:30px 0}.contact-form label{display:grid;gap:10px;font-size:15px;line-height:1.4;margin-bottom:24px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:22px}.contact-form input,.contact-form textarea{width:100%;background:#fff;border:1px solid #bbb;border-radius:0;padding:13px;font:inherit;font-size:17px;color:#222}.contact-form input:focus,.contact-form textarea:focus{outline:2px solid #ff0000;outline-offset:2px}.contact-form textarea{resize:vertical}.contact-form .form-note,.contact-form .form-status{font-size:14px;line-height:1.6;color:#555;margin:0 0 24px}.form-note a{text-decoration:underline}.contact-form .button{margin-top:0}.form-status{margin-top:18px!important}
.footer-top{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:7%;padding-bottom:50px}footer .footer-brand{margin-bottom:28px}.footer-top h2{color:#fff;font-size:24px}.footer-details> a{font-size:16px}.footer-navigation{display:grid;align-content:start;gap:17px;font-size:16px}.footer-navigation h3{margin:0 0 7px}.footer-details .social{margin-top:28px}.footer-disclosure{border-top:1px solid #444;padding-top:35px}.footer-disclosure p{max-width:none;color:#aaa}.footer-bottom{margin-top:30px}
@media(max-width:760px){.hero-copy:before{inset:-25px -20px}.story-copy{padding:45px 7%}.story-image{height:350px}.contact{grid-template-columns:1fr;gap:45px;padding:60px 7%}.form-row{grid-template-columns:1fr;gap:0}.contact-email{font-size:18px}.footer-top{grid-template-columns:1fr;gap:35px;padding-bottom:35px}.footer-top .footer-brand{margin-bottom:20px}.footer-top h3{margin-bottom:20px}.contact-intro .button{margin-top:0}}

.editorial{width:74%;max-width:1140px;margin:0 auto;padding:100px 0 85px;display:grid;grid-template-columns:1fr 2.15fr;gap:9%}.editorial-heading h2{font-size:29px;font-weight:400;letter-spacing:-.6px;line-height:1.3;margin:20px 0 28px}.red-rule{display:block;width:50px;height:2px;background:#ff0000}.editorial-body{border-top:1px solid #999;padding-top:23px}.editorial-body p{font-size:19px;color:#646464;line-height:1.65;margin:15px 0 24px}.editorial-body strong{font-weight:600;color:#222}.finance-quote{margin:0 auto;padding:30px 0 95px;width:68%;max-width:930px;text-align:center}.quote-mark{font-family:Georgia,serif;font-size:95px;line-height:.9;color:#ff0000;display:block}.finance-quote blockquote{font-size:clamp(25px,3vw,38px);font-weight:400;line-height:1.45;letter-spacing:-.6px;margin:18px 0 35px;color:#333}.finance-quote figcaption{display:grid;gap:8px;font-size:14px;color:#777}.finance-quote figcaption strong{color:#333;font-size:16px;font-weight:400}.finance-quote figcaption a{font-size:12px;text-decoration:underline;margin-top:8px}.image-band{display:grid;grid-template-columns:repeat(2,1fr);gap:2px;background:#ff0000}.image-band .story-image{width:100%;height:390px;object-fit:cover}.image-band:has(img:only-child){grid-template-columns:1fr}.image-band:has(img:only-child) .story-image{height:480px}@media(max-width:760px){.editorial{width:86%;padding:60px 0 40px;grid-template-columns:1fr;gap:35px}.editorial-heading h2{font-size:29px;margin:0 0 22px}.editorial-body p{font-size:18px;line-height:1.65}.finance-quote{width:86%;padding:20px 0 60px}.finance-quote blockquote{font-size:28px}.image-band{grid-template-columns:1fr}.image-band .story-image,.image-band:has(img:only-child) .story-image{height:330px}}

header{background:#000;position:absolute;min-height:90px;padding:15px 6.4%}.header-logo{display:block;line-height:0}.logo-crop{position:relative;display:block;width:195px;height:55px;overflow:hidden}.brand .logo-crop img{position:absolute;max-width:none;width:500px;height:75px;left:-35px;top:-10px;filter:none}.footer-banner{display:block;max-width:440px;margin:0 0 20px -35px}.footer-banner img{width:100%;height:auto;display:block}footer{background:#000}.footer-top{grid-template-columns:1.2fr 1fr 1fr;gap:6%}.footer-top>div:first-child>p{color:#ddd;font-size:17px;margin-top:0}.footer-details h3,.footer-navigation h3{color:#fff}.image-band.single-image{display:block;background:none}.image-band.single-image .story-image{height:480px;width:100%;display:block;object-fit:cover}.home-editorial{padding-bottom:65px}.home-services{padding:15px 13% 100px;background:#fff}.services-heading{margin-bottom:40px}.services-heading h2{font-size:34px;font-weight:400;letter-spacing:-.8px;margin:0}.service-row{display:grid;grid-template-columns:35px 1fr 1.4fr;gap:35px;align-items:start;border-top:1px solid #ccc;padding:28px 0}.service-row:last-child{border-bottom:1px solid #ccc}.service-row:hover{text-decoration:none}.service-row:hover h3{color:#ff0000}.service-number{color:#ff0000;font-size:13px;padding-top:5px}.service-row h3{font-size:23px;font-weight:400;line-height:1.3;letter-spacing:-.4px;margin:0}.service-row p{font-size:17px;line-height:1.55;color:#666;margin:0}.contact{background:#fff;border-top:1px solid #ddd;padding-top:95px;padding-bottom:95px}.contact-form input,.contact-form textarea{background:#fafafa}.footer-disclosure{margin-top:5px}@media(max-width:760px){header{min-height:80px;padding:12px 6%}.logo-crop{width:172px;height:48px}.brand .logo-crop img{width:440px;height:66px;left:-31px;top:-9px}.footer-banner{max-width:390px;margin-left:-27px;width:calc(100% + 20px)}.footer-top{grid-template-columns:1fr;gap:35px}.image-band.single-image .story-image{height:350px}.home-services{padding:10px 7% 60px}.services-heading h2{font-size:30px}.service-row{grid-template-columns:25px 1fr;gap:15px;padding:25px 0}.service-row p{grid-column:2;font-size:16px}.service-row h3{font-size:24px}.contact{padding-top:60px;padding-bottom:60px}}

/* Original image-led header, with the supplied wordmark at its natural proportions. */
header{background:transparent;min-height:84px;padding:22px 6.4%;text-shadow:none}.header-logo{background:transparent;line-height:0}.brand .white-wordmark{position:static;display:block;width:195px;height:55px;filter:none;object-fit:contain}.contact{background:#f4f4f4;border-top:0}.contact-form input,.contact-form textarea{background:#fff}.menu-trigger{color:#fff}@media(max-width:760px){header{min-height:72px;padding:16px 6%}.brand .white-wordmark{width:172px;height:auto}}

/* Swiss-red footer, with clear white lettering and transparent logo artwork. */
footer{background:#ff0000;color:#fff}.footer-top>div:first-child>p,footer p,.footer-disclosure p,.footer-bottom{color:#fff}.footer-disclosure,.footer-bottom{border-color:rgba(255,255,255,.4)}footer a,footer h2,footer h3,[data-cookie-open]{color:#fff}.footer-banner{background:transparent}

/* Crisp vector wordmark and live text at every screen size. */
.footer-banner{margin:0 0 24px;width:100%;max-width:none;display:flex;flex-direction:column;align-items:flex-start;gap:22px}.footer-banner .footer-wordmark{width:195px;height:55px;object-fit:contain;display:block}.footer-slogan{font-size:22px;line-height:1.3;font-weight:600;letter-spacing:-.3px;color:#fff}.home-editorial{padding-bottom:85px}@media(max-width:760px){.footer-banner{width:100%;margin:0 0 24px}.footer-banner .footer-wordmark{width:195px;height:55px}.footer-slogan{font-size:24px}.home-editorial{padding-bottom:50px}}

/* Image-led proportions prevent full-screen enlargement of brochure photographs. */
.hero{height:clamp(500px,56.28vw,900px);min-height:0}
.hero-image{object-fit:cover;object-position:center;image-rendering:auto}
.hero-copy{bottom:22%}
.image-band.single-image .story-image{height:auto;aspect-ratio:2.8/1;object-fit:cover}
@media(max-width:760px){
.hero{height:auto;min-height:0;aspect-ratio:1/1.12}
.hero-copy{bottom:24%;left:7%;max-width:94%}
.hero-copy h1{font-size:clamp(30px,8.5vw,40px)}
.hero-copy p{font-size:18px;line-height:1.4}
.hero-bottom{bottom:22px}
.image-band.single-image .story-image{height:auto;aspect-ratio:1.3/1}
}

/* Full-screen heroes and accessible white social marks on Swiss flag red. */
.hero{height:100svh;min-height:620px;aspect-ratio:auto}
.hero-copy{bottom:24%}
.hero-copy h1{font-size:clamp(36px,4vw,58px)}
.hero-copy p{font-size:clamp(20px,2vw,27px)}
.hero-bottom{bottom:45px}
.social a{display:inline-flex;width:44px;height:44px;align-items:center;justify-content:center;color:#fff}
.social svg{display:block;width:26px;height:26px;flex-shrink:0}
.social a:hover{opacity:.8}
@media(max-width:760px){.hero{height:100svh;min-height:580px;aspect-ratio:auto}.hero-copy h1{font-size:40px}.hero-copy p{font-size:21px}.hero-bottom{bottom:30px}}

/* Separate regenerated portrait artwork keeps mobile detail without extreme cropping. */
.hero picture{display:contents}

/* Compact spacing between social icons, retaining 44px touch targets. */
.footer-details .social{gap:4px}

/* Legal pages share the website contact section and footer. */
.legal-page>header{position:relative;background:#fff;color:#111;min-height:100px;border-bottom:1px solid #e5e5e5;z-index:20}
.legal-page>header .white-wordmark{filter:invert(1)}
.legal-page>header .menu-trigger{color:#111}
.legal-page>header .menu-trigger span:not(.menu-word){background:#111}
.legal-document{max-width:1200px;margin:0 auto;padding:80px 5% 90px}
.legal-document .eyebrow{font-size:12px;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:#ff0000}
.legal-document h1{font-family:Georgia,serif;font-weight:400;font-size:clamp(40px,5vw,64px);line-height:1.1;margin:24px 0}
.legal-document .intro{font-size:20px;line-height:1.6;max-width:850px;margin-bottom:60px}
.legal-layout{display:grid;grid-template-columns:230px minmax(0,1fr);gap:65px}
.legal-document .toc{display:flex;flex-direction:column;align-items:flex-start;gap:15px;font-size:15px;line-height:1.5}
.legal-document .toc a{color:#333;text-decoration:underline;text-underline-offset:4px}
.legal-document .copy section{margin:0 0 42px;padding:0;scroll-margin-top:30px}
.legal-document h2{font-family:Georgia,serif;font-weight:400;font-size:30px;line-height:1.25;margin:0 0 20px}
.legal-document .copy p{font-size:17px;line-height:1.75;margin:0 0 18px;color:#444}
.legal-document .copy a{color:inherit;text-decoration:underline;text-underline-offset:3px}
.legal-document .update{font-size:14px;color:#666;margin-top:40px}
@media(max-width:760px){.legal-page>header{min-height:85px}.legal-document{padding:45px 6% 55px}.legal-document .intro{font-size:18px;margin-bottom:35px}.legal-layout{grid-template-columns:1fr;gap:40px}.legal-document .toc{border-bottom:1px solid #ddd;padding-bottom:30px}.legal-document .copy p{font-size:16px}.legal-document h2{font-size:27px}}